Your Broker: E and L Consulting

Credit-building for renters

You pay rent every month. Make it count.

RentReport helps turn eligible, verified rent payments into positive payment history, giving you another way to build a stronger financial profile. Now available on its own, not just with the Wealth Membership.

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No hard inquiry · No new loan

Renters reviewing their RentReport options

Why RentReport

Your biggest monthly payment could be
building more than a place to live.

Turn rent into credit

Put the rent you already pay to work by having your on-time payments reported to the credit bureaus. Build your credit history without taking on a new loan, adding debt, or triggering a credit inquiry.

24 Months of Previous History

Get credit for rent you’ve already paid. Once verified, up to 24 months of eligible past rental payments can be reported to the credit bureaus to help build your credit history.

Continued Monthly Reporting

Once active, your verified, on-time rent payments can be reported each month, helping you build positive credit history over time. Keep paying your rent as usual, and let those payments continue working toward a stronger credit profile while your account remains eligible

How it works

From rent payment to reported history
in three clear steps

1

Easily Enroll Online

Enroll online by providing a few basic details about yourself. It’s quick, easy, and effortless to get started.

2

Rental Verification

Simply upload your signed lease agreement and connect your financial institution. We’ll take care of the rest.

3

Automated reporting begins

Once verified, automatic monthly reporting begins, with up to two years of past rental payments reported.

Get started

Let your rent tell a better financial story

Get started for less than you'd spend on a typical meal out, as low as $7.95/mo plus a one-time enrollment fee.

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Financial tools surrounding a 780 credit score gauge